• The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • We're with you every step of the way.

    We're with you every step of the way.

  • Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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We Proudly Serve All Markets In WA, CA and OR

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People are our passion – helping people is our mission!

AT LMRM, we work hard to help every family by applying our core values: Integrity, Honesty, Fairness, and Industry Knowledge.

We were founded to pursue our mission of providing home loans to families at fair and reasonable terms, exceptional service with understanding and compassion.

LMRM was born out of this necessity to serve families and individuals such as yourself by providing industry knowledge and contacts, extremely competitive terms (we don’t have commissioned salespeople) and swift closings so you aren’t caught in the trap of transactions that take forever and demand a never ending list of documents.

We at LMRM recognize the home loan transaction is a daunting endeavor, even for the most seasoned real estate owner and that typically, most mortgage companies exist only to serve their own best interest of making large profits at your expense.

To make matters worse, most ‘loan originators’ have very little experience and lack the knowledge and understanding necessary to successfully guide you through the process to a successful outcome.

Call us today. Whether you are looking to buy your next home or save money by refinancing, You will absolutely LOVE partnering with LMRM on your next transaction.


Welcome to the official site of Lower My Rate Mortgage, LLC. We are a full service mortgage company based in Eastside Seattle, WA. We specialize in Home Purchase Loans and Refinance in ALL markets in WA, CA and OR.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo

What makes Lower My Rate Mortgage, LLC unique is that we offer the following niche programs as well: DSCR, investor 1-8 unit properties and no-doc loans in addition to our wide array of mortgage products.

Contact Lower My Rate Mortgage, LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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